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Co-operator's Insurance

The Co-operators offers a program to meet the specific needs of the members of the New Brunswick Non-Profit Housing Association.

Since its establishment in 1995, the program has experienced constant growth and success. It offers various coverage to meet your insurance needs.


The premium is based on The Co-operators apartment package rates — discounted at 35%!


More than just competitive rates there are many benefits to insuring with The Co-operators. The benefits include:

  • A full range of quality products and services to meet all your insurance needs.

  • Personalized insurance plans sensitive to your needs and budget

  • Proper coverage to protect you in the event of a claim

  • Fast, fair, 24-hour claims service

  • Quality client service


What are the benefits to you?

  • All-risk coverage

  • Flood, earthquake and sewer back-up coverage

  • Replacement cost

  • By-laws coverage

  • Debris removal

  • Expediting expenses

  • Trees, plants, lawns and shrubs

  • Automatic acquisition up to 60 days

  • Sign coverage

  • Data processing system

  • Loss of rental income

  • Consequential loss including off-premises power

  • Contents belonging to the association

  • Fire fighting charges

  • Valuable papers

  • Accounts receivable

  • Property belonging to employees or directors or group

  • Crime coverage – up to $50,000

  • $2,000,000 limit for commercial general liability – bodily injury and property damage

  • Medical payments – $25,000 per person

  • Non-owned automobile liability

  • Directors and officers liability – $1,000,000



  • Higher limits under Directors and Officers

  • Limited Pollution Liability for oil tanks



For more information about the program, or to obtain a quote, please contact Michel Frenette at 1-800-254-4397.

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